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2020年全球高净值人群报告

时间:2022-07-17 11:15:03 来源:网友投稿

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2020年全球高净值人群报告

 

 T ABLE

 OF

 C ONTENT S

 Ex ecutiv e

 Summary

 1

 Intr oduction 2

 Global

 Map

 of

 the Very

 High

 Net

 W orth

 3 20 19:

 Bullish

 Mark ets,

 Bearish

 E c onom y

 4 W ealth

 b y

 T ier

 9

 T op

 10

 VHNW

 C ountries

 11

 T op

 10

 VHNW

 Cities

 13 Pr o fi ling

 T oda y"s

 VHNW

 Individuals

 15 Methodology 21

 About

 W ealth- X

 22

  W E A LT H - X

 V E R Y

  H IG H

  N E T

  W O RT H

  H A N D B OO K

  2020

 EXECUTIVE

 SUMMAR Y

 THE

 VER Y

 HIGH

 NET

 W OR TH

 (VHNW)

 POPULA TION

 -

 THO SE

 WITH

 A

 NET

 W OR TH

 OF

 $5M T O

  $30M

  -

  EXP ANDED

  S TRONG L Y

  IN

  20 19 ,

  RISING

  B Y

  O VER

  10%

  T O

  2. 7M

  INDIVIDU ALS.

 This

 w as

 a

 sharp

 ac c eler a tion

 in

 gro wth

 fr om

 jus t

 1%

 in

 20 18.

 The

 c ombined

 net

 w orth

 of VHNW

 individuals

 also

 incr eased

 b y

 ov er

 10%,

 t o

 $26.6trn.

  THE

  VHNW

  POPULA TION

  AND

  THEIR

  C OMBINED

  NET

  W OR TH

  INCREASED

  IN

  MO S T

 MAJOR

  REGIONS.

  Ho w e v er ,

 these

 gains

 w ere

 not

 e v enly

 distribut ed.

 The

 w orld’ s

 lar ges t w ealth

 hub ,

 North

 America,

 led

 the

 w a y ,

 with

 both

 the

 number

 of

 VHNW

 individuals

 and their

 c ollectiv e

 net

 w orth

 rising

 b y

 ar ound

 15%.

 Double-digit

 gro wth

 w as

 also

 r ec or ded

 in Asia

 and

 A frica.

 There

 w as

 belo w -a v er age

 gro wth

 of

 the

 VHNW

 population

 and

 c ollectiv e net

 w orth

 in

 Eur ope

 and

 the

 P acific,

 although

 both

 r egions

 performed

 c onsiderably

 bett er than

 the

 Middle

 Eas t,

 which

 sa w

 negligible

 incr eases,

 and

 La tin

 America

 and

 the

 Caribbean, where

 w ealth

 cr ea tion

 s tagna t ed.

  THE

  VHNW

  POPULA TION

  IN

  THE

  US

  HAD

  A

  HIGH L Y

  PRO SPEROUS

  YEAR

  AND

  THE C OUNTR Y

  REMAINS

  B Y

  F AR

  THE

  LARGES T

  WEAL TH

  MARKET

  W ORLD WIDE.

  The

 US

 VHNW

  population

  (which

  gr e w

  b y

  almos t

  16%)

  and

  their

  c ombined

  w ealth

  ac c ounted for

  appr o xima t ely

  36%

 of

  the

  global

  t otal

  in

  20 19 .

  China

  and

  Japan

  also

  sa w

  s trong performanc es

 –

 c ombined

 VHNW

 w ealth

 in

 the

 two

 c ountries

 ac c ounts

 for

 ov er

 60%

 of t otal

 net

 w orth

 in

 the

 Asia

 r egion.

 Meanwhile ,

 Hong

 K ong,

 Lux embour g

 and

 Singapor e ha v e

 the

 highes t

 density

 of

 VHNW

 individuals.

  NEW

 Y ORK

 REMAINS

 F AR

 AND

 A W A Y

 THE

 LEADING

 VHNW

 CIT Y ,

 WITH

 110 , 17 0

 SUCH

 INDIVIDU ALS

  IN

  20 19 .

  In

 second

 plac e ,

 with

 7 3,845,

 T ok yo

 lags

 Ne w

 Y ork

 subs tantially , but

 is

 ne v ertheless

 w ell

 ahead

 of

 thir d-plac ed

 Hong

 K ong,

 b y

 almos t

 9 , 000

 individuals. Int eres tingly ,

 no

 mainland

 Chinese

 or

 German

 cities

 f eature

 in

 the

 t op

 10 ,

 despit e

 ha ving the

 second-

 and

 f ourth-lar ges t

 VHNW

 popula tions,

 r espectively ,

 a t

 c ountry

 le v el, r eflecting a

  mor e

  e v en

  distribution

  of

  w ealth

  in

  those

  two

  than

  in

  some

  other

  leading

  VNHW c ountries.

 Ex cluding

 those

 in

 China

 and

 the

 US,

 Is tanbul

 and

 Ank ar a

 (the

 capital)

 in

 Turke y are

 e xpect ed

 t o

 be

 the

 f as t es t-gr o wing

 VHNW

 cities

 ov er

 the

 ne xt

 fiv e

 y ears,

 with

 a v er age annual

 gro wth

 r a t es

 of

 ar ound

 17%.

  EIGHTY -FIVE

  PERCENT

  OF

  THE

  VHNW

  POPULA TION

  HA VE

  CREA TED

  THEIR

  WEAL TH

 ENTIRE L Y

  THROUGH

  THEIR

  O WN

  EFF OR T S.

  The

  remainder

  c omprises

  those

  whose net

  w orth

  s t ems

  fr om

  a

  c ombination

  of

  inherit ed

  and

  self-cr ea t ed

  w ealth,

  and

  those whose

 w ealth

 deriv es

 solely

 fr om

 inheritance .

 S till,

 there

 is

 subs tantial

 div er genc e

 among c ountries.

  L eading

  in

  the

  self-made

  ca t egory ,

  96%

 of

  Chinese

  VHNW

  individuals

  ha v e cr ea t ed

 their

 o wn

 w ealth,

 while

 Middle

 Eas t ern

 and

 South

 Asian

 c ountries

 ha v e

 the

 highes t pr oportion

 of

 VHNW

 individuals

 whose

 f ortunes

 s t em

 fr om

 inheritance

 or

 a

 c ombination of

 inheritance

 and

 self-cr ea t ed

 w ealth.

  THE

  TRAIT S

  OF

  VHNW

  INDIVIDU ALS

  DIFFER

  IN

  ACC ORD ANCE

  WITH

  GENDER

  AND

 A GE.

 Fr om

 a

 gender

 perspectiv e ,

 the

 pr oportion

 of

 w omen

 who

 ha v e

 either

 inherit ed

 their w ealth

 or

 inherit ed

 and

 then

 cr ea t ed

 additional

 w ealth

 is

 c onsiderably

 higher

 than

 tha t

 of men

 (although

 the

 majority

 of

 both

 f emale

 and

 male

 VHNW

 individuals

 are

 self-made ). Moreo v er ,

 non-profit

 and

 social

 organizations

 are

 the

 primary

 focus

 of

 a

 significant

 20% of all

 VHNW

 w omen,

 in

 c ontr as t

 with

 jus t

 6%

 among

 their

 male

 c ount erparts.

 W hen

 it

 c omes t o

 hobbies

 b y

 age ,

 sports

 is

 the

 mos t

 popular

 interes t

 or

 pas sion,

 but

 t echnology

 and public

 speaking

 are

 of

 gr ea t er

 interes t

 t o

 those

 aged

 under

 50

 and

 those

 in

 the

 50- 7 0

 age range

 than

 the

 mor e

 elderly

 demogr aphic,

 for

 whom

 philanthr opy

 c omes

 firs t.

 INTRODUCTION

 As

 the

  ne wes t

 addition

  t o

 our

 annual flagship

 r eport

 series 1 ,

 the

  V ery

  High Net

  W orth

 Handbook

  2020

  f ocuses

 on an

  important

  and

  r ela tiv ely

  lar ge

  gr oup of

  w ealth y

  individuals:

  those

  with

  a

  net w orth

 of

 $5m

 t o

 $30m.

 Hist orically ,

 W ealth- X

 has f ocused

 solely

 on tr acking

 Ultr a

 High

 Net

 W orth

 individuals (those

 with

 a

 net w orth

 of

 $30m

 or

 mor e ). How e ver ,

 in

 r ec ent

  y ears,

  our

 global da tabase

  of

  the

 w ealth y

  has

 e xpanded significantly ,

 pr o viding

 unriv aled

 da ta

 and insight

  on

  a

  subs tantially

  wider

  gr oup

  of individuals.

 W hile

 Very

 High

 Net

 W orth

 (VHNW) individuals

 shar e

 man y

 char act eris tics with

  their

  ( e v en)

 w ealthier

 c ounterparts, the y

 ar e

 ne vertheles s

 a

 unique c ohort,

 with dis tinctiv e

 tr aits

 r ela ting

 t o

 e verything fr om the origins

 of

 their

 w ealth

 and

 ho w the y

 alloca t e

 their

 as sets

 t o

 their

 hobbies, non-financial int eres ts

 and

 pas sions.

 T his

  r eport

  e x amines

 the

 global

  VHNW popula tion

 and

 their

 w ealth

 in

 20 19 , including

  r egional

 tr ends,

  an

 analy sis of

  w ealth

  dis tribution

  and

  a

  r anking

 of leading

  c ountries

  and

  cities

  in

  t erms

  of their

 VHNW

 popula tions.

 Our

 pr oprietary da ta

 as sets

 position

 W ealth- X

 t o

 pr oduc e a

 uniquely

 ac cur a t e

 pr ofile

 of

 this

 gr oup

 of individuals

 b y

 e x amining their

 sour c es

 of w ealth,

 indus try

 f ocus and

 as set

 alloca tion, as w ell

 as their

 int eres ts

 and

 hobbies, with man y

  of

  these

 ca t egories

  filt er ed

  b y

  age and

 gender .

  T he

 V ery High Net

 W orth Handbook

 2020 pr o vides

 e x clusiv e

 insights

 int o

 this

 gr oup of

 individuals

 and

 the

  e v er-changing landscape

 of

 w ealth

 cr ea tion,

 making it

 an essential

 r ead

 f or

 an y

 pr o vider

 looking

 t o pr ospect f or

 and

 engage

 with

 individuals in

 this

 dis tinctiv e

 tier

 of

 w ealth.

  1

  W e

 publish

 the

 World

 Ultr a

 W ealth

 Report

 and

 Billionair e

 C ensus

 on

 an

 annual

 basis.

 KEY

 DEFINITIONS

 V ery

 High

 Net

 W orth

 (VHNW) individuals

 T hose with

 a

 net w orth

 of

 $5m-$30m

  Ultr a

 High

 Net

 W orth

 ( UHNW) individuals

 T hose with

 a

 net w orth

 of

 $30m+ (also

 r ef err ed

 t o

 as the ‘ultr a

 w ealth y’)

 T o

 T able

 of

 C ont ents

  G L OBAL

 MAP

 OF

 THE VERY

 HIGH

 NET

 WORTH

  2 0 19

 VHNW

 popula tion

 and

 t otal w ealth

 %

 change

 in

 popul ation f r om

 2 0 18 2,668,240

 Number of

 VHNW individuals

 %

 change

 in

 wealth f r om

 2 0 18 $26,570

 T otal w ealth ($bn)

 A SIA

  NOR TH

 AMERICA

 LA TIN

 AMERICA

 AND THE

 CARIBBEAN

 AFRICA

 EUROPE

 MIDDLE

 EA S T

 P ACIFIC

  3 9 .2 %

  2.8%

 0 .9 %

 25.4%

  2.8%

 2 7. 1 %

 %

 of

 the w orld’ s

 VHNW

 popula tion

 1.8%

  3

 W E A LT H - X

 V E R Y

  H IG H

  N E T

  W O RT H

  H A N D B OO K

  2020

  Not e:

 VHNW

 s tands f or

 Very

 High

 Net W orth;

 those individuals

 with

 $5m-$30m

 in

 net w orth. Da ta

 on

 %

 of the world’ s

 VHNW

 popula tion

 ma y

 not t otal 100%

 o wing t o

 r ounding. Sour ce:

 W ealth- X

 5.2%

 $456bn

 15.2%

 $10 ,29 3bn

 5. 1 %

 4 7 ,430

 5.6%

 $6,818bn

 10 .4 %

 $2 4 7bn

 15.3%

 1, 045,580

 7 23, 7 90

 10 .3 %

 2 4,800

 10 .2 %

 6 78,37 0

 $ 7 43bn

 0 .1 %

 $ 7 51bn

 1. 0 %

 10.2%

 10.2%

 1. 0 %

 7 3,680

 0.0 %

 7 4,5 90

 5.5%

 10 .3 %

 $ 7 ,263bn

 20 19:

 BULLISH MARKET S,

 BEARISH EC ONOMY

 T he

 VHNW

 popula tion

 e xpanded

 s tr ongly

 in

 20 19 ,

 rising

 b y

 o ver

 10% t o

 2. 7m

 individuals, a

 sharp

 ac c eler a tion

 fr om gr o wth

 of

 jus t

 1%

 in

 20 18.

 T his

 r eflects

 a

 s tr ong

 bounce-back acr os s

 mos t

 as set

 clas ses,

 despit e

 the turbulent

 geopolitical en vir onment,

 ongoing tr ade disput es

  and

  a

  slo wing

  global

  ec onom y .

  An

  important

  driv er

  of

  this

  r ec o v ery

  w as

 the r eorienta tion

 of

 polic y

 b y

 major c entr al

 banks t o w ar ds

 monetary s timulus,

 which deliver ed a

 boos t

 t o

 in ves t or

 sentiment

 and

 w orld

 equity

 markets,

 as did an

 easing of

 tr ade

 t ensions t o w ar ds

 the end

 of

 the y ear .

 W ith

 man y

 tr aditional ‘risk -off ’

 as sets

 also

 r ec or ding solid r eturns

 in

 20 19 ,

 the c ombined

 net w orth

 of

 VHNW

 individuals

 incr eased

 b y

 o ver

 10%,

 t o

 $26.6trn.

  GL OBAL

 IMBALANCES

  Such

 gains wer e

 not

 e venly

 distribut ed,

 ho w e ver ,

 with

 gr o wth

 of

 the VHNW

 popula tion and

  le v els

  of

  w ealth

  varying

  significantly

  b y

  r egion.

  T he

  w orld’ s

  lar ges t

  w ealth

  hub , North

 America,

 led

 the w a y ,

 with

 rises

 in

 both the number of

 VHNW

 individuals

 and

 their c ollectiv e

 net w orth

 of

 ar ound

 15%.

 Double-digit

 gr o wth

 w as also

 r ec or ded

 in

 Asia

 and A frica

 –

  a

  s tr ong

  r ebound

  f ollo wing

  declines

 in

  20 18.

  T her e

  w as

 belo w -a ver age

  gr o wth of

 the VHNW

 popula tions

 and

 c ollectiv e

 net w orth

 in

 Eur ope

 and

 the P acific,

 ...

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